Aaron Williams is Head of Accident & Health at elseco, where he leads the development and underwriting of specialist Accident & Health insurance solutions with a strong focus on the global maritime sector. With 20 years of health underwriting experience, Aaron has built expertise in designing and managing insurance programmes that protect marine crews, seafarers, and offshore personnel. His work centres on delivering comprehensive crew-focused solutions that address the unique welfare, medical, accident, disability, and repatriation risks faced by maritime employers and their workforce. Aaron works closely with brokers, shipowners, operators, and capacity providers to develop tailored products that respond to the evolving needs of the marine industry. As part of elseco’s specialist underwriting platform, Aaron is committed to advancing crew protection through a combination of specialist underwriting, market-leading partnerships, and technology-enabled insurance solutions.